Type of event: HYBRID

Attendees will have to show a proof of vaccination (green passport) or a recent negative Covid test (72 hours prior to the event).

Theory vs. Practice

This year’s Banking 4.0 is primarily dedicated to entrepreneurs all over the world. Business mavericks who managed to take full advantage of the spirit of the moment and the digital transformation that swept the financial world. That’s why, this year’s speakers are in the driving chair of companies who grew exponentially during troubled times, with hundreds of millions of clients and impressive turnover.

ARCHITECTURE OF THE EVENT

1. Two keynote speakers a day. One in the morning session, one in the afternoon.
2. Six panels a day, one hour long each. Each panel with 5 speakers at most, moderator included
3. Eight hours a day, 09.00 to 13.00 and 14.00-18.00
4. Day one: dedicated to emerging technologies, European regulatory bodies and industry champions. The day includes a section dedicated to new business models.
5. Day two: dedicated to electronic payment and money transfers

DAY ONE – NOVEMBER 25

08.15 – 09.00 registration & coffee

09.00 – 09.05 Welcome speech from the host of the event, Nassim Abu Rjala

09.05 – 09.35 Keynote speech – Daniel GOLDSCHEIDER – CEO yes.com
“Banks and the Global Assured Identity Network — How financial institutions can play a leading role in Digital Identity and Open Banking.”

09.35 – 10.50 Authorities and professional associations

. European Digital Finance Association – Maria Staszkiewicz, president
. The Payments Association EU – Thibault de Barsy, Vice-Chairman
European
. European Association of Third Party Providers – Arturo Gonzales Mac Dowell, vice-chair
. EMVCo – Bastien Latge, CTO
. BNR – Raluca Micu – Head of Payments Oversight Division

Co-Moderators – Jean Philippe Joliveau, Berlin Group & Cosmin Cosma, president of the Romanian Fintech Association

10.50 – 11.50 Emerging technologies in banking – AI & Data Analytics

. Personetics – Dorel Blitz, VP
. W.UP – Jozsef Nyiri, International CEO
. Banca Transilvania – Mariana Chindris, CTO
. Vacuumlabs – Erik Cebik, Head of applied data science

Moderator – Nic Balaceanu, fondator & CEO Lendrise Marketplace

11.50 – 12.50 Emerging technologies in banking – Blockchain

. ABI Lab – Romano Stasi, Managing Director (Spunta Project)
. SIA – Allessandro Agnoletii – Head of Innovation
. Cornel Vintila – Managing Partner
AGYS AG – fondator Block Trade Concept (BTC) AG
. Modex – George Darie, Head of Business Development

Moderator – Stefan Gergely, Growth Lead – Mobile, Blockchain and Advanced Technologies Department at Zitec

12.50 – 13.20 Keynote speech – John Barber, vice president Infosys Finacle Europe: Banking transformation for the next normal – Post pandemic pointers. A session based on research insights into how banks need to embrace holistic transformation and not just digital transformation.

13.20 – 14.15 Lunch

14.15 – 15.15 Consulting – how to migrate digitally and make fintech banking a succes story

Dan Toma, co-founder at Outcome – the author of „Innovation Accounting” & „The Corporate Startup”
. SeedBlink – Carmen Sebe, CEO
. KPMG – Rene Schob – Coordinator Romania Startup Grow Pad Program
. LHOFT –Alex Panican, Head of Partnerships & Ecosystem

Moderator: Cristian Carstoiu – Partner, Chief Innovation Officer EY Romania

15.15 – 16.30 Banks & Neobanks

. BT – Gabriela Nistor, VP head of retail
. BCR – Dana Dima – VP head of retail
. Raiffeisen Bank – Vladimir Kalinov, VP Head of Retail
. Revolut – Gabriela Simion, Romanian Branch Head and Head of Lending
. TMB BANK PCL – Robert Anghel, head of digital

Moderator – Andrei Gaman, Commercial Vice President | Banking, Europe, FintechOSh

16.30 – 17.00 Keynote speech – Arturo Gonzalez Mac Dowell, vice-chair of the European Association of Third Party Provider

17.00 – 18.00 Security & user experience (digital identity, online boarding, fraud prevention)
. OneSpan – Michal Wawrzynski, Sales Manager (Finland, Moldova, Poland and Romania)
. Entersekt – Uwe Haertel, Country Manager, DACH region
. IT Smart Systems – Andrei Dumitru, Co-founder Smart Fintech
. European Commission – Stefan Bogdan, Policy Officer

Moderator: Mirela Ciobanu, senior editor The Paypers

18.00 – 19.00 New business models
Fagura – Republic of Moldova, Cristian Pasa, Director Strategic Partnerships
Colendi – Turkey, Bulent Tekmen, co-founder
Coriunder – Cyprus, Eliad Saporta, CEO
Paysera – Lithuania, Filip Mutafis, investor
flowX.ai – Romania, Marilena Ignat – Executive Partner – Customer Success Experience

Moderator – Cosmin Cosma, Romanian Fintech Association – president

DAY TWO – NOVEMBER 26

08.15 – 09.00 registration & coffee

09.00 – 09.05 Welcome speech from the host of the event

09.05 – 09.50 Keynote speech – Etienne Goosse – European Payments Council, Secretary General SEPA: Request-to-Pay Scheme

09.50 – 10.05 Juniper Research – Nick Maynard, Head of Research
Insights about global trends on open banking, embedded finance, Banking as a Service and emerging technologies

10.05 – 11.30 Open banking (in payments)

. European Third Party Providers Association – Chair, Executive Advisor Tink – Ralf Ohlhausen
. Infosys Finacle – Peter Ryan, senior product manager
. Salt Edge – Vladimir Pintea, Head of open banking gateway
. LuxHub – Radu Popa, CTO
. IT Smart System – Cristi Barbu, Owner
. Finqware – Cosmin Cosma, CEO

Moderator – Andra Sonea, Research Fellow, University of Oxford / Head of Solution Architecture at FintechOS

11.30 – 12.00 Keynote speech – Frantisek Jungr, Head of Product in CEE at VISA: „New chapter in digital payments. What’s in focus?” – ‘New flows’: Crypto, RTX, Sustainability together with Money transfer (B2B, P2P, B2C, G2C, C2G or C2B).

12.00 – 13.15 Instant & mobile payments

. SIA, Jean Philippe Joliveau – senior marketing advisor
. Visa – Catalin Cretu – General manager Romania, Croatia, Slovenia & Bulgaria
. Transfond – Ionel Dumitru, adviser to the CEO
. Netopia – Antonio Eram, CEO
. SIBS Romania – Hugo Araujo, CEO

Co-Moderators – Gijz Boudewijn – General Manager of the Dutch Payment Association & Daniel Nicolescu, CEO Symphopay

13.15 – 14.15 Lunch

14.15 – 15.15 Blockchain, CBDC & crypto payments

. University of Luxembourg, Radu State
. Netopia – Felix Crisan – Cofounder & CTO
. Tokero – Sabin Simionescu – Cofounder & CTO
. Jean Bucur – Strategy Consultant – Cryptocurrency and Digital Currency Office at National Bank of Romania
. Mihai Ivascu – founder MoneyMailMe
CEO of Modex Blockchain

Moderator – Andrei Burz-Pinzaru, Partner at Deloitte Legal Romania | Reff & Associates SCA

15.15 – 15.45 Keynote speech – Anders Olofsson, Head of Payments at Finastra: „How bank’s business and operating models will change”

15.45 -16.45 Infrastructure in payments

. Transaction Systems (distribuitor of Pax Technology in SEE region) – Panagiotis Chalkias, Managing Director
. Payten – Ciprian Pirv, Country Managing Director
. Euronet – Bogdan Hristescu, Regional Director FIS&T
. Diebold – Michael Engel, Managing Director of Diebold Nixdorf’s Software CV in Utrecht, The Netherlands and Vice President Banking Software

Moderator – Paul Popa, country manager Romania Viva Wallet

16.45 – 17.45 Cross-border payments & money transfer

. iBanFirst – Johan Gabriels – Regional Director South-East Europe
. PayU – Marius Costin – Head of EMEA High Velocity Sales & US Global Account Team
. European Banking Federation – Gijs Boudewijn, Vice Chair Payment Systems Committee

Moderator – Manuel Alexe,Six Payments
(Worldline) – Manuel Alexe, Head of Strategic Alliances

17.45 – 18.45 Buy Now Pay Later – Alternative financing

. Oney Bank Romania – Jean Michel Goncalves, CEO
. TBI Bank – Kostas Tovil – SVP
. Filbo – Andrei Dogaru – Head of Product

Moderator – Elisa Rusu, CEO Omnicredit