Nocashevents The waiting is over – Banking 4.0 is coming back more powerful than ever. An in person event with up to 500 experts from over 15 countries.

The waiting is over – Banking 4.0 is coming back more powerful than ever. An in person event with up to 500 experts from over 15 countries.

The FITFH edition of Banking 4.0 – The International Conference dedicated to emerging technologies and new business models in the financial services industry will take place on 25 – 26 November 2021.

For two days, Bucharest will become the capital of fintech-banking industry in the Southeastern Europe region. The event will attract close to 500 attendees at an expert level from over 15 countries.

The organizers expect around 150 entities to attend: credit institutions, insurance companies, challenger banks, fintechs, telecom & IT companies, consulting & law firms, local and European regulatory bodies & associations.

The interest in the event was never higher. So far, 10 commercial partners have confirmed their support for the event just two weeks after launching the offer: BCRInfosysLendriseMontranSIASIBS RomaniaSmart FintechTransfondVisa and Zitec.

By the end of September, the full list of partners will exceed 25 names.

After the relentless Covid assault on our lives and business models, we placed this year’s event under the punchline „Pivot or Perish”. It is as harsh of a line as it is true. At the heart of the two-days get-together are the trailblazers – visionaries who thrived in the last two years, managing to build billion dollar enterprises reaching millions of people every day. It is our hope that these thought-provoking ideas will inspire you to connect with your own successful future,” says Sergiu Cone, the organizer of the event.

Banking 4.0 provides a regional platform for banks and fintech communities to connect, collaborate, and co-create. In order to have a better future you have to connect minds,” he added.

First speakers confirmed

Banking 4.0 will be graced by international and local dignitaries, with keynote speakers from international and local banking community, fintech experts.

This year’s speakers are in the driving chair of companies who grew exponentially during troubled times, with millions of clients and impressive turnover.

Monika Liikamaa is the CEO, Co-Founder and Chair of Nordic payment service provider Enfuce, the world’s first level 1 PCI DSS compliant cloud-based service provider approved by the Finnish financial supervisory authority.

Monika’s visionary thinking and her experience (more than 20 years) in the fast-paced payment industry has enabled Enfuce to integrate services for its customers in record time. Now Enfuce is one of the leading Fintechs in Europe, with close to 10 million end-users on its platform.

Arturo Gonzales Mac Dowell is the President & CEO of Eurobits Technologies – – „the dean of open banking in Europe” as he likes to describe his company. Eurobits, now a part of Tink, has been offering services now classified as Account Information Service in Europe since 2004 to some of the Eurozone and LATAM top banks, making Eurobits the pioneer in this market.

Arturo is a fintech banking expert recognized by the European financial community. He is Board Member of European Payments Council, Vice-Chairman of ETPPA (European Third Party Providers Association). Also, he represents ETPPA at the European Retail Payments Board and has a very strong commitment with the fintech industry as the Vicepresident of Asociación Española de Fintech e Insurtech (AEFI).

Daniel Goldscheider is the Co-founder & CEO at, a digital banking platform and an ecosystem of over 1,000 financial institutions. Via the yes ecosystem, all German bank customers (more than 35 million) have the option of making their identity data available to third parties for legitimation. Customers of the banks can log in to and identify with partners with their existing online banking access data via yes. Using yes® customers simply sign in to apps and websites with their online banking login, verify their identity, sign documents or initiate payments.

More arguments to attend

The conference will be honored by some of the most important regulatory bodies representatives from banking and fintech. In addition, the organizers will invite the European Commission to present in the dedicated panels the objectives and main measures that allow the proper development of emerging technologies in the field of banking, in particular blockchain and artificial intelligence.

Also, Banking 4.0 includes an exhibition where you can experience first hand solutions based on the emerging technologies. We’ll be focusing on open banking, AI, blockchain, biometrics, RPA (robotic process automation) and machine learning – among other things. FinTech companies and banks are introducing new products to increase their market access and to have a frictionless customer experience across different financial services.

The Advisory Board

This year’s edition comes with a series of innovations, both in terms of thematic content, development format and management structure. For the 5th edition, the advisory board is made of business people with undeniable experience. Thus, we ensure everything we promised will be successfully delivered.

Catalin Cretu – General manager Romania, Croatia, Slovenia, Malta – Visa

Florin Danescu – CEO at ARB (Romanian Association of Banks)

Nic Balaceanu – Board member of RoFintech (Romanian Association of Fintech)

Cornel Vintila – Senior Multi-sided Platform Business Architect

Mihai Ivascu – CEO at Modex Blockchain Technology

Alex Panican – Head of of Partnerships and Ecosystem @ The LHOFT (Luxembourg House of Financial Technology)

The role of the Advisory Board is to validate & improve the structure and the content of the event. They provide support, including by providing speakers.

The Venue – Imperial One

Located in a business district, Imperial ONE was designed to unlimits our creativity and imagination. It is one of the greatest corporate locations in town with its state of the art technical infrastructure: media walls, computer controlled amplifiers and a teams of professional to make everything perfect. Imperian ONE is our own global stage for business.